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How to Tap Retirement Savings Early Without Penalty
MarketWatch Link to more items from this source
Apr. 29, 2010
Excerpt: The law dictating when you can use your retirement money is straightforward: Funds withdrawn from an individual retirement account before age 59-1/2 are subject to a 10% hit. But the Internal Revenue Service permits a loophole, part of Section 72(t) of the federal tax code, where the penalty does not apply if the money is paid out in set amounts over time.

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