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| Participation and Contributions in Tax-Deferred Retirement Accounts: Evidence from Social Security Records (PDF) University of Michigan Retirement Research Center [MRRC]  May 3, 2010 Research report. Excerpt: Despite the increased availability of these employer-provided plans throughout this period, participation rates and contribution amounts remained low among respondents in the lower half of the earnings distribution. [Working paper no. 2009-219] |
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