Ubiquity Retirement + Savings
Nexus Administrators, Inc.
Actuaries Unlimited, Inc.
West Coast TPA Firm
ftwilliam.com / Wolters Kluwer
The Ryding Company
Benefit Comply, LLC
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|When Do You Start Spending Your Retirement Savings?|
May 6, 2010
Excerpt: Though ... IRAs are individually owned, I'd suspect that a large part of what we see in terms of withdrawal behavior reflects at least a reasonable degree of coordination among household members in managing finances and making decisions about withdrawals. If there is still one member of a couple working, perhaps between that and Social Security, many families feel like they earn enough to get by without spending their savings.
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