Ubiquity Retirement + Savings
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Principal Legal Content Specialist - Benefits
Bloomberg Industry Group
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Pension Investors Corp
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Pinnacle, An NPPG Company
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Littler Mendelson, P.C.
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Defined Benefit Plan Administrator
Pension Investors Corp of Orlando Inc
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My Benefits, LLC
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401(k) Retirement Plan Administrator
Heritage Pension Advisors, Inc.
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401(k) Retirement Plan Administrator
BDS Consulting Group
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Using the Safe Harbor 401(k) Plan Top-Heavy Exemption
FIS Relius ![]() [Guidance Overview] July 19, 2010
Excerpt: The employer should assure that the plan's forfeiture allocation provision allocates forfeitures in a manner that will not create 'non-safe harbor' allocations. The plan therefore should provide for allocating forfeitures to pay plan expenses, to reduce the employer's safe harbor (nonelective or match) contribution requirement, or as a discretionary match not exceeding the safe harbor discretionary match limit.
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