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401k Follies and the Need to Reinvigorate the U.S. Annuity Market
Social Science Research Network Link to more items from this source
[Opinion]
Aug. 10, 2010
Excerpt: The proposal described herein seeks to diminish the retirement security deficit through three interlocking regulatory parts: (1) a requirement to offer an annuity as part of 401K distribution options; (2) mandatory education pre-distribution on annuities; and (3) mandatory fee disclosure by annuity providers. These steps will likely reinvigorate the annuities market in the United States and help to bring an end to the 401K Follies.

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