ASPPA's recommendations related to: (1) the initiative regarding lifetime income distributions; (2) relief for sponsors of safe harbor 401(k) plans who encounter financial difficulties; (3) mid-year changes to a safe harbor 401(k) plan; (4) a unified approach for electronic disclosures for retirement plans; (5) plan sponsor elections under the Pension Protection Act of 2006; (6) simplification of required employee communication items; and (7) that interim amendments only be required once every three years.