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The Floor-Leverage Rule for Retirement
Social Science Research Network Link to more items from this source
Jan. 3, 2012

"Financial planners assume that retirees have a strong preference for consistent, predictable spending. Their widely used rule of thumb, the 4% rule, was developed to identify the maximum spending level that could be maintained throughout retirement. In stark contrast, the standard advice from financial economist may result in large fluctuations in spending."

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