Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Bates & Company, Inc.
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Regional Vice President of Sales The Retirement Plan Company
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Compass
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AimPoint Pension
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Loan & Distribution Specialist AimPoint Pension
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How Efficient Is the 401(k) System at Saving for Retirement?
October Three Consulting [Opinion] July 19, 2012 "Closely linked to the criticism that the 401(k) system is unfair is a criticism that it is inefficient: that it does not do as good a job accumulating retirement savings as could be done. While the 'inefficiency' argument is complicated and involves a variety of issues, the elements of the system that have gotten the most attention are the issues of costs and fees. To oversimplify: there is concern that the nature of 401(k) plans creates costs and the potential for higher fees; as a result, the ultimate value of retirement savings is lower than it would be under a more efficient system." |
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