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Choosing the Form of Your Pension Benefit: Beware Crafty Insurance Agents
CBS News Link to more items from this source
[Opinion]
July 24, 2012

"If you're one of those lucky people who will receive a lifetime monthly income from your employer's defined benefit pension plan, you have an important decision to make when you retire: Do you choose a pension that continues the monthly income to your spouse after you die by selecting a 'joint-and-survivor' annuity, or do you elect a higher monthly paycheck by choosing a 'life-only' annuity that stops after your death?"

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