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The Pension Coverage Problem in the Private Sector (PDF)
Center for Retirement Research at Boston College Link to more items from this source
[Opinion]
Sept. 4, 2012

"Only 42 percent of private sector workers age 25-64 have any type of pension coverage in their current job. This coverage gap creates two types of problems: More than a third of households end up at retirement with only Social Security. Workers who move in and out of coverage accumulate only modest amounts in their 401(k)s. Simplifying pension plans has not solved the coverage problem. Recently, both federal and state policymakers have put forth proposals to cover the uncovered. But given the low level of Social Security benefits and modest 401(k) balances, any new tier should be universal."

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