"Replacement officials will referee NFL games because, according to reports: A wedge also continues to exist over the NFL's proposal to revise the officials' defined pension benefit, with the league rejecting a counter-offer to include a 'grandfather clause' provision. The NFL has proposed to freeze pensions, with further retirement benefits incorporated into a 401(k) plan. Interesting because that's exactly what the NJ Taxpayers Association is proposing for the state plan. Why would NFL officials balk and what is the lesson here?"