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Should the 401(k) Be Reformed or Replaced?
The New York Times; subscription may be required Link to more items from this source
Sept. 11, 2012
"[M]illions of Americans [have] suffered losses from [their] 401(k) even as such plans have largely supplanted traditional pensions and become the central pillar of America's employer-sponsored retirement system, with 60 million workers participating in them. Now, although Social Security and Medicare generate far more political heat, a quieter, more nuanced debate of large consequence engulfs 401(k)s ... Should 401(k)s be fine-tuned and expanded or should they be replaced entirely? And for many looking to retirement after the Great Recession, there is this pressing question: What to do about woefully underfunded 401(k)s now."

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