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Making Saving for Retirement Easier, Cheaper, and More Secure
Center for American Progress Link to more items from this source
Sept. 20, 2012

"As the first generation of workers to depend primarily on 401(k) plans -- rather than the increasingly rare defined-benefit pension -- starts to retire ... [the] typical near-retirement-age worker with a 401(k) has accumulated enough money to provide a monthly retirement payment of only about $575. Making matters worse, less than half of all workers even have a retirement plan at work, and that figure has been declining over the past few decades. Americans, therefore, are deeply worried about their ability to retire, with half of all workers saying they are not confident they will have enough money for retirement."

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