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Debating the Pros and Cons of Health Savings Accounts
Morningstar Link to more items from this source
Oct. 14, 2012
"Morningstar.com readers ... [recently held] a wide-ranging discussion about the pros and cons of high-deductible plans, the tax benefits of HSAs, and the high fees and limited investment options on some HSA menus. For many posters, the HDHP's lower premiums, combined with the triple tax advantage and flexibility of the HSA, are major selling points, but other readers said the HDHP's potentially high out-of-pocket costs outweigh the benefits. And even dyed-in-the-wool HDHP/HSA proponents acknowledged that there's room for improvement on the investment front."

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