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HHS Fact Sheet on Final Essential Health Benefits Standards
U.S. Department of Health and Human Services [HHS] Link to more items from this source
[Official Guidance]
Feb. 21, 2013

"The final rule reflects extensive collaboration and work with states, small businesses, consumers, and health insurance issuers.... The final rule provides that all plans subject to EHB offer benefits substantially equal to the benefits offered by the benchmark plan. This approach best strikes the balance between comprehensiveness, affordability, and state flexibility. The final rule also gives issuers the flexibility to offer innovative benefit designs and a choice of health plans.... HHS is providing a publicly available AV Calculator, which issuers will use to determine health plan AVs based on a standard population... The final rule includes standards and considerations for plans with benefit designs that the AV Calculator cannot easily accommodate. Consumer-driven health plans, such as high-deductible health plans integrated with health savings accounts, are compatible with the AV Calculator."

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