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Does Experience Rating Reduce Disability Inflow?
Tomi Kyyra and Juha Tuomala, via SSRN Apr. 21, 2013
"To identify the causal effect of experience rating, [the authors] exploit a pension reform [in Finland] that extended the coverage of the experience-rated premiums. The results show that a new disability benefit claim can cause substantial cost to the former employer through an increased premium. Nonetheless, [they] find no evidence of the significant effects of experience rating on the disability inflow."
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