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"[T]he claimant argued for the first time on appeal that nothing in the record suggested that the participant was actually furnished the SPD ... If the participant never received the SPD, she could not have been expected to know which form to use. The appellate court rejected the notion that the claimant should have raised this issue before the plan committee. While an ERISA claimant must exhaust her remedies before commencing suit in federal court, she is not required to raise every potential issue at the administrative level." [Liss v. Fidelity Employer Services Company, LLC, No. 11-2124 (6th Cir. Feb. 26, 2013)]
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