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Improving Retirement Savings Options for Employees (PDF)
U. of Pennsylvania Journal of Business Law Link to more items from this source
May 19, 2013

"The core principles of trust investment law ... establish a presumption in favor of passive (index) investing and against active investing ... The key question is what this presumption implies for a situation where plan participants are allowed to exercise control over their accounts -- control explicitly endorsed by ERISA.... [P]lan fiduciaries' duty to protect participants from poor investment choices does not simply evaporate in this context."

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