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"[T]he Chamber understands that the Departments believe that any employer subsidy to buy individual health insurance ... violates PPACA's annual limit proscription.... We believe that employers around the country are completely unaware that in nine months' time, the Departments intend to prohibit many common arrangements ... Under these non-HRA arrangements, employers typically reimburse employees for all or part of the cost of the individual coverage they obtain. The [IRS] long ago concluded that such arrangements qualify as tax-free employer-provided health coverage ... We believe that interpreting the PPACA as prohibiting such arrangements runs counter to the central goals of the PPACA, which are to make health insurance coverage more affordable and to increase the number of individuals insured in the United States."
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