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Will Small Employers Self-Insure After Jan. 1, 2014?
RAND Corporation Link to more items from this source
June 17, 2013

"Recent RAND work provides estimates of the proportion of small firms that will self-insure after implementation of the ACA. These simulations suggest that a critical factor affecting self-insurance decisions will be the pricing and availability of stop-loss coverage, a type of reinsurance for self-insured firms. One common type of stop-loss policy reimburses the self-insured firm if an enrollee's health care claims exceed a specific dollar value, called the attachment point. An attachment point of $10,000 per enrollee is considered generous."

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