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Federal Life Insurance Rules Preempt State Law
Law Offices of Albert Feuer, via SSRN Link to more items from this source
Aug. 9, 2013

"The Supreme Court recently decided ... that the federal laws governing a life insurance program for federal employees preempt a state equitable remedy. The decision suggests that a state law ownership claim, whether based on domestic relations law (other than one complying with plan terms), contract law, property disposition on death law, a court order, or other equitable principles, is preempted if it attempts to limit the ability of a participant in a plan governed by [ERISA] to choose beneficiaries, or the right of a beneficiary chosen by the participant under the plan terms to receive and keep those designated benefits.... These ERISA and FERS conclusions are supported by the ringing endorsement of [this case] and its reasoning in the Court's majority opinion of United States v. Windsor."

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