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An 'Administrative Fix' for Policy Cancellations
Timothy Jost, in Health Affairs Forefront Link to more items from this source
[Guidance Overview]
Nov. 15, 2013

"The administration's administrative fix raises several questions. The first is whether it is legal.... A second question is how state insurance commissioners will react to having this hot potato being tossed into their hands.... At least a dozen states have adopted the federal market reform requirements as state law or regulation and more states have changed their rating requirements. Insurance Departments in these states may well lack the authority to simply ignore these legal requirements.... Yet another question is whether insurers will in fact take advantage of the enforcement delay.... A fourth question involves the comprehensiveness of the reforms waived by the enforcement delay."

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