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The ACA 3Rs Explained: Risk Adjustment, Risk Corridors, and Reinsurance (PDF)
American Academy of Actuaries Link to more items from this source
Dec. 4, 2013

"[T]he ACA includes some protections for insurers ... especially in the early years of the new program. These risk-sharing provisions were included in the law with the intent of ensuring plans will be available to consumers and reducing incentives for insurers to avoid high-cost enrollees. The risk-sharing mechanisms interact not only with each other, but also with other elements of the ACA. Any changes to these provisions should be made with careful consideration of these interrelationships and the impact of how revisions could affect insurer risks, insurance availability, and insurance premiums."

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