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More on Deductibles
John Goodman's Health Policy Blog Link to more items from this source
[Opinion]
Dec. 18, 2013
"People are not very good at saving for medical contingencies on their own. As a consequence, they may inappropriately forego needed care because of a cash flow problem. Enter the Health Savings Account.... The money the employer puts in the account is the employees' money. After a period of time they can withdraw it for other uses. Its only role is to insure that when people make choices between health care and other uses of money these choices are based on relative values, not on the constraints of cash flow."

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