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Agencies Propose Broader Scope of Excepted Benefits
HR Daily Advisor Link to more items from this source
[Guidance Overview]
Dec. 26, 2013
"HIPAA rules already excepted certain benefits from its coverage-related requirements. Under 2004 guidance, dental and vision benefit plans are considered excepted benefits if the benefits offered are limited in scope and are either issued under a separate policy, or not otherwise considered integral to the health plan. Excepted benefits have taken on new meaning because they are exempt from newer insurance market requirements under health care reform. The proposed rule expands those exemptions and applies them to [1] limited scope dental and vision benefits, [2] employee assistance plans and [3] 'limited wraparound' plans."

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