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Will There Be an Obamacare Death Spiral in 2015?
Bob Laszewski's Health Care Policy and Marketplace Review Link to more items from this source
[Opinion]
Jan. 6, 2014
"[H]ealth plans, because they are so insulated from big losses, will generally stand pat with their 2014 rate structures for 2015 -- no matter how bad the early claims experience looks.... [T]he health insurance industry will be content to give the Obama administration one more chance to reboot Obamacare in the fall of 2014, when the 2015 open enrollment takes place.... While they will continue to be protected from losses in 2016, two years will be enough patience for them and they will be eager to at least begin to transition their rates to the proper level in 2016 rather than face a huge adjustment in 2017 when the reinsurance program ends."

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