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Self-Insurance Industry Fights Restrictions
Treasury & Risk; free registration required Link to more items from this source
Jan. 15, 2014
"By the end of 2013, four states had passed laws restricting stop-loss in one way or another.... Self-insured plans are exempt from several provisions of the [ACA]. Some health policy watchers have suggested that small employers with the lowest claims might try to cut their premiums by switching to self-insured plans.... [Proposed federal] legislation seeks to clarify existing law to ensure that federal regulators cannot re-define stop-loss insurance as traditional health insurance. Such a designation, they say, could force many self-insured entities that retain stop-loss insurance to discontinue their health plans."

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