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EAP Programs Escape the ACA Market Reforms, at Least for Now
Hill, Chesson & Woody Link to more items from this source
Jan. 20, 2014
"It appears that the Departments want to preserve an employee's eligibility for premium tax credits ... if an EAP is the only benefit offered to the employee by his or her employer (or the only affordable benefit).... If an employer offers nothing but an EAP and that EAP is not an excepted benefit, it could be considered [minimum essential coverage (MEC)]. On the flip side, it is unclear if an EAP could satisfy the minimum value requirement of the MEC offered by a large employer, under the Employer Mandate."

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