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Risk Adjustments in Obamacare
John Goodman's Health Policy Blog Link to more items from this source
Jan. 22, 2014
"[T]hese programs are all aimed at protecting individual insurance companies from the consequences of ObamaCare enrollment and rating restrictions. None of them ensure the solvency of the market as a whole. Indeed, they do just the opposite -- they encourage the sickest people to enroll by subsidizing them while discouraging the healthiest people to enroll by overcharging them. So, while individual companies may be exempt from the 'death spiral,' the program as a whole is not."

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