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Retirees Aren't Headed for the Poor House
The Wall Street Journal; subscription may be required Link to more items from this source
[Opinion]
Jan. 24, 2014
"There is a widespread perception that most Americans are inadequately prepared for retirement.... The story is largely based upon data from the Current Population Survey, conducted annually by the U.S. Census Bureau.... The CPS measures the sources and amounts of income received by American households, including income from retirement plans. The Census Bureau's definition of income, however, includes only payments made on a regular, periodic basis. So monthly benefits paid from a defined benefit pension or an annuity are counted as income, while as-needed withdrawals from 401(k)s or IRAs are not."

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