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It's Too Soon for Moody's to Go Negative on Health Reform's Marketplaces
Center on Budget and Policy Priorities Link to more items from this source
[Opinion]
Feb. 3, 2014
"Moody's based its industry outlook in part on the mix of the insurance risk pool: whether enough people with lower health costs will join, balancing out the higher costs of those with greater health needs. But the data that will answer this question is still being generated ... and it's far more individualized per company than the rating agency's sweeping, industry-wide generalization. And although Moody's cited a concern that that enrollment of younger people is lagging, the health status of enrollees is far more important to the risk pool's balance than their age."

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