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Low-Minimum Funds Well-Suited as myRA Alternatives
Morningstar; free registration may be required Link to more items from this source
Feb. 5, 2014
"[F]or those who lack an employer-sponsored retirement plan but who have a bit more to save right off the bat, opening a Roth IRA may, in fact, be a better choice. That's because a Roth IRA can hold a much wider variety of securities and other investment types, with the potential for much greater returns over time.... As opposed to the 2% or 3% annual growth one might see with the myRA, with a Roth IRA invested heavily in equities one might reasonably expect to see annual gains in the high single digits or higher during long periods of time."

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