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Is It Dangerous to Combine Your Retirement Plan's SPD and Prospectus?
McKenna Long & Aldridge LLP Link to more items from this source
Mar. 4, 2014
"While there is no clear and consistent answer on the issue at this point, the Dudenhoefer and Harris cases should serve as a reminder to carefully consider whether it is prudent for you to combine your SPD and your plan prospectus into one document. Given the increased risk of potential ERISA liability and the fact that plan fiduciaries (who are typically officers of the company) could face personal liability for the breach, it is much safer to separate the SPD and the prospectus into two documents."

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