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Short-Term Disability: To Be or Not to Be (Self-Funded)? (PDF)
Milliman Link to more items from this source
Mar. 6, 2014

"When considering a switch from an insured plan to a self-funded plan, or vice versa, there is no single all-purpose solution. What is right for a particular employer depends on a slew of considerations, including the employer's size, risk appetite, historical STD experience, desired plan design, cost considerations, and available resources."

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