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Testimony of American Academy of Actuaries to Senate Subcommittee Hearing, 'The State of U.S. Retirement Security: Can the Middle Class Afford to Retire? ' (PDF)
American Academy of Actuaries Link to more items from this source
Mar. 12, 2014

"Financial preparation for retirement and the subsequent managing of finances in retirement involve many steps: setting aside sufficient funds; prudently managing investments before retirement; thoughtfully selecting a retirement date; establishing and following a retirement budget; managing investments in retirement, including home ownership; and securing retirement income for a lifetime, however long that might be. Policymakers and financial experts have generally given attention to these issues, but the last one -- assuring a lifetime income -- needs additional examination[.]"

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