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Private Health Exchanges: Who's Buying It?
Marsh Consulting Group Link to more items from this source
Mar. 13, 2014
"[M]ost mid-size employers ... can save six-to-eight percent through self-funding their health plan instead of choosing a fully insured plan.... Some private exchanges offer self-funded health plans, but by choosing this option the employer gives up its ability to customize its plan design. In essence, the employer switches from controlling the costs and results of its in-house administration to paying for the exchange's administration. If the exchange offers multiple carriers and plan options, the employer may see increased costs from the added complexity of having employees with vastly different health plans."

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