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Does Obamacare Deserve the Credit (or Blame) for Rising Deductibles?
John Goodman's Health Policy Blog Link to more items from this source
Mar. 14, 2014
"[It] is not possible for employers to shift 'costs and responsibility' for health benefits onto workers because workers always bear 100 percent of the cost and responsibility for their health benefits. In our employer-based system, money is siphoned away from their wages before it even hits their paychecks. This is one reason why wages have stagnated for years: More compensation has come as benefits. A consumer-driven health plan puts more health-care dollars under patients' control than under control of insurers and employers.... [It] is hard to fathom how this shift of control benefits employers."

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