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Are ESOPs Too Risky to Be Good Retirement Plans?
National Center for Employee Ownership [NCEO] Link to more items from this source
Mar. 16, 2014
"Based on [DOL] filings, companies on average contribute 50% to 100% more to ESOPs than non-ESOP companies do to 401(k) plans. Most of the money in a 401(k) plan comes from the employee. With few exceptions, all the assets in an ESOP come from the company.... [ESOP companies] lay people off less often than non-ESOP companies. ESOPs cover more employees, especially younger and lower income employees, than 401(k) plans. ESOP companies are somewhat more likely to offer secondary retirement plans than conventional companies are to offer any plan."

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