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SHOP Exchanges Taking a Slice of Small Biz Market
HealthLeaders Media Link to more items from this source
Mar. 18, 2014
"[T]hree factors will determine the market impact of the SHOP exchanges: [1] Uncertain market rates for plans available on the exchanges: Rates could mimic premium increases seen in the individual market due to benefit structure requirements; or volume and risk pooling could reduce overall premiums. [2] The attractiveness of medical underwriting for certain industries with lower risk profiles and uncertainty about the negatively self-chosen market that remains. [3] The evolution of private exchanges that may allow more medically underwritten rates at a group level."

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