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3/19/2014: If an Appeal is Filed and Nobody Knows It, Is it an Appeal? (Stephen Rosenberg, The Wagner Law Group)
"The Court found that the course of communications between the insurer and the participant caused the participant to have essentially the same protections in the processing of his claim as he would have had if he had, in fact, filed an appeal, and that the participant therefore suffered no prejudice from the fact that his claim was treated as though appealed. The Court then proceeded to decide the case on its merits." [Morgan v. Reliance Standard Life Insurance Company, No. 12-12151-NMG (D. Mass. Mar. 3, 2014)]
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