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New Guidance on COBRA and ACA Marketplace Coverage: The Gap in Coverage is Not Quite Filled
Proskauer's ERISA Practice Center Link to more items from this source
[Guidance Overview]
May 7, 2014

"[I]ndividuals will be faced with a choice: [a] elect the more expensive COBRA coverage retroactively to make sure claims are paid but then be forced to continue that coverage until the next annual enrollment period (or a special enrollment period if earlier); or [b] take the cheaper Marketplace coverage but suffer the gap in coverage and be forced to pay for the claims incurred without coverage. That conundrum is not explained in the new model COBRA notices."

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