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The Retirement Crisis That Isn't?
John Rekenthaler, in Morningstar; free registration may be required Link to more items from this source
[Opinion]
May 13, 2014

"New research asks the question.... What does it mean to maintain a similar lifestyle to the working years during retirement? Surely, they argue, this can't be found by simple comparisons of preretirement and in-retirement earnings. If the worker's later-year wages are similar to those of the middle years, then targeting retirement income that matches the conditions of the later years effectively gives that worker a higher retirement lifestyle than he enjoyed on average during the working years -- because, for many years, that level of income was used on costs that no longer exist."

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