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How to Get People Saving in America Again? Obamacare for Retirement Accounts.
The Washington Post; subscription may be required Link to more items from this source
May 20, 2014
"Retirement security wonks tend to like the automatic savings idea, but they're worried the ones in the works might suffer from a giant design flaw. Both California and Connecticut's plans guarantee that the saver will never lose money. In order to offer that guarantee, they have to buy insurance from a private firm, which could increase investment fees to about a third of the value of contributions."

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