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A Response to Larry Kotlikoff's Social Security Proposal
Larry Thompson, Founding Board Member, National Academy of Social Insurance [NASI] [Opinion] May 20, 2014 "The U.S. retirement system is currently a mixture of the wage-based Social Security program and capital-based individual retirement accounts financed by workers alone or by workers and employers jointly. By converting the former into a system resembling the latter, Kotlikoff would force everybody to put all of their retirement income eggs into the capital market basket.... Even the Chileans have recently added a defined-benefit element to their retirement system, having concluded that a mixture of defined benefit and defined contribution was superior to exclusive reliance on individual defined-contribution accounts." |
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