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NAFI Plans: Federal Retirement Programs Not Funded by the Government (PDF)
Pension Rights Center Link to more items from this source
May 22, 2014
"Non-Appropriated Fund Instrumentalities (NAFIs)... are part of the federal government but they do not receive funding from Congress.... NAFI plans are not covered by the retirement systems for federal employees or by [ERISA], the federal law that covers most retirement plans offered by private-sector employers. As a result, NAFI plans may not have all of the features that most private-sector employees have come to expect from their retirement plans.... Since the Department of Labor has oversight of ERISA plans only, it cannot assist people in NAFI plans."

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