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6/5/2014: Trends in Premiums in the Small Group and Individual Insurance Markets, 2008-2011 (PDF) (NORC at the University of Chicago, prepared for the Assistant Secretary for Planning and Evaluation, U.S. Department of Health and Human Services)
Dated November 6, 2012; published on HHS website June 5, 2014. Excerpt: "[In] the first year of premium and MLR review under the [ACA], regulators modified and disapproved a higher percentage of requested premium increases than they did in the three years prior to the [ACA]. Premium increases fell by 2.9 percentage points in the individual market and 2.1 percentage points in the small group market.... [T]he study's methods do not enable us to assert that the ACA is responsible for the decline in premium increases from 2010-2011."
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