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Who Is Most Likely to Come up Short in Retirement, and When? (PDF)
Employee Benefit Research Institute [EBRI] Link to more items from this source
June 12, 2014
"While 5 percent or less of those in the second, third and highest income quartiles run short of money in the first year of retirement, more than two in five (43 percent) of those in the lowest-income quartile would. By the 10th year in retirement (assuming retirement at age 65), nearly 3 in 4 (72 percent) of the lowest income quartile households would have run short of money... [J]ust 2 percent of those in the highest-income quartile are simulated to run short of money within a decade of retirement."

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