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Private Health Exchanges: Answers to Some Employer Questions
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July 15, 2014
"What is the difference between the defined contribution model and the traditional cafeteria plan? ... Will defined contribution mean that employees will buy individually owned insurance? ... How can a multiple carrier, 'employee choice' offering be price competitive? Won't risk selection make that type of arrangement more expensive for group plans? ... How can private exchanges provide assistance to employees that go to the public exchanges?"

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