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Don't Be Worried and Confused About Making Your Money Last During Retirement
Ken Steiner, FSA Retired Link to more items from this source
Sept. 29, 2014
"One of the big problems with the 4% Rule and other 'safe' withdrawal strategies is that after the first year, you have no real way of knowing whether you are still 'on track.' ... The Actuarial Approach automatically adjusts for actual experience as it emerges and annually lets you know whether you can increase your spending or whether you should decrease your spending based on your personal situation and objectives."

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