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Retirement Planning: Comparing Millennials to Boomers
Research Affiliates Link to more items from this source
Nov. 6, 2014
"The baby boomers ought to have the bulk of their portfolio in fixed income securities, while the millennials should be invested more aggressively -- almost exclusively in stocks. Right? ... TDFs typically start out with a heavy concentration in equities but progressively transition into predominantly fixed income securities over the years leading up to the plan participant's expected retirement date.... TDFs operate under the tacit assumption that they are the only asset in an employee's retirement kitty. That assumption is almost always false."

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